Top Mobile Payment Apps in India
Smart phone online shopping in woman hand. Network connection on mobile screen. Payments online. Shopping mall department store background

The world is changing into a virtual world and everything is now linked with the new technology. The traditional payment method is also replacing with the new online payment system. Mobile payment apps have already made their way, but they are becoming more common in recent days. The mobile wallet is nothing but the virtual wallet stored in the mobile phone. You can store money there and make payments online, offline or through mobile for every transaction.

However, when you are planning to use the top mobile wallet, there are several options to choose from and we have listed here the top mobile payment apps in India.

List of Top Mobile Payment Apps in India


Payment Apps in India

This is one of the largest mobile eCommerce platforms that was launched back in 2010 and now expanding steadily over days. Several merchants have tied up with this company, so they receive money through PayTM. Also, you can pay bill, transfer money and avail all other services through PayTM. The best news is that, several top educational institutes also in India tied up with PayTM and receiving fees and other expenses through this platform. As of now, PayTM has more than 100 million install in the play store.

 Google Pay:

Top Mobile Payment Apps in India

This is another very popular mobile payment app in India that was earlier known as Tez. Security is the best thing about this app as it works with the existed bank. So, you do not have to worry for anything else. You can do everything with this payment app, such as bill payment, online shopping, etc. Google Pay made its entry into the mobile wallet industry a bit later but has witnessed good growth soon.


Top Mobile Payment App

PhonePe comes with lots of options for the household errands and this is what helped it stayed ahead in the race. You can do each and everything, such as DTH recharges, pay the electric bill, tax, insurance policies, or else buy gold. Initially, it was launched for basic bill payment and mobile recharges. But then the giant eCommerce company Flipkart acquired it and made it their own wallet.

Amazon pay:

Amazon pay

Amazon Pay is another popular mobile wallet that is owned by Amazon. Even though this wallet was introduced back in 2007 but Indians were able to receive it in 2017 only. You can make several payments using this virtual wallet such as pay electricity, mobile, gas and other bills. You can easily shop anything you want using this wallet from Amazon. Coming to other places, use the Amazon account in the external merchant websites to pay for things through Amazon Pay.


Payment Apps in India

Bharat Interface for Money is the app that was launched by Prime Minister Narendra Modi and thankfully, this app has gained huge popularity in lesser time. This app is based on the unified payment interface that supports all kinds of Indian banks and also works on all types of mobile devices. This app support online mobile recharge and bill payments. BHIM Axis Pay has already had more than 10 million downloads in the play store.



Mobikwik is another great and fastest-growing mobile wallet platform that is made up with the cutting edge technology. This online wallet allows you to pay for different purposes, such as bill payment, mobile recharge, and utility bills. This app is now linked with online grocery shops, restaurants and other offline merchants. You can add money to this wallet through debit card, credit card and net banking. Mobikwik is also tied up with more than 13 electricity boards in eight states for online bill payments. This app is highly secure where the data is fully encrypted. Another reason to use this wallet is their cashback benefits up to 50%. And this increase even more in the festive seasons.


Top Mobile Payment Apps

Freecharge is a very popular mobile payment app that ranks just below the PayTM. It is a big competitor of PayTM. You can receive huge cashback benefits when recharging the phone through freecharge. Also, other stuff such as gas refill, bill payment is easily done through this mobile wallet. Metrocard is another great advantage of Freecharge, where you can avoid the morning rush in the metro station.

ICICI Pockets:

ICICI pockets

ICICI Pockets is the exclusive mobile wallet app of ICICI bank that they introduced for their customers, It works the same way like all other mobile wallet apps. You can add money to this wallet from all Indian banks. You can add movie tickets, book flight tickets, transfer money and more with this app easily. The best feature of this mobile wallet is the split of expenses with friends, which is really great.

Yono By SBI:

Top Mobile Payment Apps in India

This mobile wallet was launched by the State bank itself for its customers. However, it is available for the non-SBI users as well, which is really great. This is a semi-closed prepaid wallet which is available in 13 languages. So, users of all states can use this app hassle-free. Yono helps users to transfer money to other banks, can pay for bills, book for the movie tickets and hotels and shop as well from various places. It also allows users to set reminders for several due tasks.



Just like Yono by SBI and Pockets app by ICICI, this is another mobile wallet from Axis bank. This works really great like all other services. You can do all kinds of stuff like bill payment, mobile recharge and online shopping through LIME. LIME allows you to add money to the wallet through debit card, credit card, net banking, etc. It also allows you to transfer money through different modes.

So, these are the top best mobile wallet app available in India. We have listed down here the top 10 ones. You can get the one that is more convenient to you. Each mobile payment app is integrated with basic and advanced features to help you accomplish several tasks sitting at home. Most of the apps are available in the play store. So, download the app and get the best of them. 🙂


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