Most people have a will for their house, their savings, maybe their car. Almost nobody has a plan for their Revolut balance, their Bitcoin wallet, or the Google account holding fifteen years of family photos. That gap is where billions of dollars quietly disappear every year, and it is exactly the problem that DigitLegacy was built to close.
DigitLegacy is a secure, EU-hosted vault where you catalog every online account, crypto wallet, and important document you own, then designate trusted contacts who receive access when something happens to you. It launched recently on Product Hunt, built by Szilárd Gárdonyi, a Slovakia-based founder who got tired of watching families stumble around in what he calls “digital darkness” after a loved one dies. The idea is straightforward. The execution is more serious than most tools in this space.
Everything stored on the platform is encrypted with AES-256-GCM. That means even DigitLegacy staff cannot read your entries. It is GDPR-compliant, hosted on servers in Germany, and available in eight languages covering much of Central and Eastern Europe. Free to start, paid tiers from €4.90 a month.
What DigitLegacy Actually Lets You Do
Encrypted Vault for Accounts and Passwords
You can log online bank accounts, fintech apps like Revolut or Wise, email logins, social profiles, and subscriptions. You record the account name and a hint pointing toward the credentials, without pasting the raw password into the system. The vault uses end-to-end encryption so the data is unreadable in transit and at rest. It is not a password manager in the traditional sense; it is more like a structured map your heirs can actually follow.
Crypto Inheritance Planning
This is where DigitLegacy earns real attention. Crypto is the single most frequently lost asset class after death, because seed phrases live nowhere except someone’s memory or a sticky note nobody finds. The platform lets you document which wallets you hold, where they are stored, and who has emergency access. Hardware wallet users with Ledger or Trezor devices can structure that information clearly, so the seed phrase situation is handled before it becomes a crisis.
Inactivity Detection and Automatic Heir Notification
This is the feature that makes the whole system work without manual intervention. You set a check-in interval. If you miss it, the platform waits out your chosen grace period, then automatically notifies your designated contacts. No one has to remember to trigger anything. It functions like a dead man’s switch, but with a customizable timeline you control completely.
Document Storage and Personal Messages
Beyond accounts, you can upload encrypted documents and leave personal messages that only become visible after the activation event. Think scanned IDs, insurance papers, a letter to your kids. These are stored with E2EE and released only when the inactivity trigger fires or a trusted contact initiates access. It is a surprisingly human touch on top of what could have been a purely technical product.
One Family’s Sunday Evening, Changed
Consider Martin, a 44-year-old software contractor based in Prague. On a Sunday evening around 9pm, he sat down with the specific goal of making sure his wife could access everything if something happened to him. He had three problems: a Ledger hardware wallet with about €8,000 in Ethereum, a Wise business account his wife did not know the login for, and a Google account containing their entire family photo archive going back to 2009.
He spent roughly forty minutes inside DigitLegacy. He added entries for each account, typed location hints for his Ledger seed phrase without pasting the phrase itself, and designated his wife as the primary heir. He set a 30-day check-in interval with a two-week grace period. Then he recorded a short personal message addressed to her, explaining where the physical backup was stored.
The concrete outcome: his wife now has a clear, encrypted record waiting for her if she ever needs it. Martin checks in every month with a single click. If he ever stops checking in, she gets notified automatically. No lawyer required. No panicked search through drawers at 2am.
How the Setup Process Works
Step 1: Register and Build Your Inventory
Sign up with an email address and create your account. Then start adding entries: online banks, crypto wallets, email accounts, subscriptions, documents. Each entry is encrypted before it leaves your browser.
Step 2: Designate Your Trusted Contacts
Add the people you want to receive access. You control exactly which entries each contact can see. One person might get your financial accounts; another might receive only personal messages and photos.
Step 3: Set Your Check-In Schedule
Choose how often you want to confirm you are still active. Miss the check-in, and the platform waits through your grace period before notifying anyone. It is quiet in normal life and automatic when it matters most.
DigitLegacy Pricing
There are three tiers:
- Basic (Free): 100 MB storage, 1 heir, up to 10 accounts
- Premium: €4.90/month or €49/year
- Platinum: €9.90/month or €99/year
The free tier is generous enough to test whether the concept fits your situation. Paid plans remove the account and heir limits. All plans include the same AES-256-GCM encryption and inactivity detection.
Who Should Try DigitLegacy
If you hold crypto, use multiple fintech apps, or simply have more than a handful of online accounts, this is worth twenty minutes of your time. It is especially relevant for anyone in Central or Eastern Europe, given the multilingual support and EU data hosting. Families with aging parents who are not tech-savvy would also benefit from setting this up on their behalf. Try it at digitlegacy.eu and start with the free plan to get a feel for the workflow before committing to anything.
